SmartStudent
Designed for customers under age 23 who are seeking the latest in technology and want to establish banking relationships.
Your SmartStudent Checking Account offers these great benefits for FREE:
Your Visa Debit Card is accepted worldwide and works at any ATM for easy access to your cash. With CardControl, you can control your debit card with your app. Receive instant notifications anytime your debit card is used, set spend limits, restrict geographical areas and online purchases, and control your card with an on/off switch.
Bank with ease, security, and convenience online or by using the #1 Rated Mobile banking app. Check balances, track transactions, pay bills, view your account statement, deposit checks with mobile deposit, send or receive money with Zelle¹, and get special cash back offers in the app. Learn More
Electronic monthly account statements (Estatements)² are provided electronically for free. Paper statements are available for $3.00.
Use any ATM, anywhere. Bring us the receipt within 60 days and we’ll pay you back, up to $20 per statement cycle for non-network ATM fees.
You can now use your Wood & Huston Bank Visa® Debit Card with Apple Pay™, Samsung Pay™, and Google Pay™.
When you combine Apple Pay with your Wood & Huston Bank Visa ® Debit Card, you have access to a new level of security and convenience. Simply use your TouchID™ thumbprint or passcode to authorize a purchase. There is no need to share your card number.
How it works
Instead of using your actual credit and debit card numbers, Apply Pay, Samsung Pay, and Google Pay create a unique Device Account Number, encrypting and securely storing it in the Secure Element, a dedicated chip in your device. When you make a purchase, the Device Account Number and a transaction- specific dynamic security code are used to process the payment. Your actual credit or debit card numbers are never shared with merchants or transmitted with payment.
Look for these icons at checkout.
Apple, the Apple logo, iPhone, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Google, the Google logo are trademarks of Google LLC, registered in the U.S. and other countries.
Samsung, the Samsung logo are trademarks of South Korea and other countries.
SmartStudent Checking will automatically convert to SmartSecure Checking at age 23. To learn more about SmartSecure Checking, please click here.
Wireless carrier fees may apply.
1 Fee may apply when using Zelle*.
2 Paper statements are optional for $3.00 per month.
3 ATM free reimbursement limited to $20 per cycle. Present ATM receipts for reimbursement within 60 days of fee charge.