Adjustable & Fixed Rate Loan
Adjustable Rate Home Loan
If you are someone who is looking for a lower payment that may adjust over time; an adjustable-rate home loan, may be right for you.
Rate is linked to a specific index or margin
Lower closing cost
Less documentation required for approval
Farms and unique properties accepted
Fixed Rate Home Loan
First time home buying can be nerve-wracking, with the help from our loan specialists and programs designed just for you home buying becomes quick and efficient.
First time home buying can be nerve-wracking, with the help from our loan specialists and programs designed just for you home buying becomes quick and efficient.
- Financing Terms
- Payments remain the same
- Advantages: predictability & insurance against rising interest rates
- Zero down payment options
- Various loan terms with low rates and closing costs
- Zero down payment and no monthly mortgage insurance
- No prepayment penalties
- Lower interest rates
- Lower Closing Costs
- Allows lower credit scores
- Smaller Down Payment
- Lower Credit Score Requirement
- Competitive Interest Rates
- NO prepayment penalty
As a part of our secure pre-approval process, documents can be uploaded directly to the system for an effortless experience. Here are some examples of documents needed (as applicable):
- Government-issued identification (driver’s license, passport, or other government-issued ID)
- 2022 & 2023 W2 for each borrower
- Current pay stub for each borrower (30 Days)
- Bank Statements for two months (most recent)